First Home Buyers
Buying your first home is a big milestone and you don’t have to navigate it alone.
I work closely with first-home buyers to simplify the journey, remove confusion, and help make the dream of home ownership a reality.
Step 1: Assess Eligibility
We’ll start by reviewing your financial situation, deposit amount, and borrowing capacity. I’ll also check if you’re eligible for government grants like the First Home Owner Grant or stamp duty concessions.
Step 2: Get Pre-Approved
Pre-approval gives you confidence to shop with purpose. I’ll guide you through the process, compare lenders, and help secure the best pre-approval option suited to your needs.
Step 3: Find Your Property
Once you know your budget, you can start attending inspections, auctions, or working with a buyer’s agent, knowing exactly what you can afford.
Step 4: Finalise Your Loan Application
When you’ve found a property, I’ll prepare and submit your loan application for formal approval. I manage the communication with lenders and keep you informed every step of the way.
Step 5: Move to Settlement
After approval, I coordinate with your solicitor or conveyancer, help arrange insurance, and make sure everything is lined up for settlement day.
Let’s make something amazing together
Geoffrey Whitelock is a credit representative (570779) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763). The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation and party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.