Home Loan
Step-by-step guidance through the process, from eligibility to settlement
Step 1: Assess Your Eligibility
We start by assessing your existing property, equity position, current loan, and overall financial situation. I’ll help you understand your borrowing capacity and how your next purchase fits within your broader goals.
Step 2: Get Pre-Approve
Pre-approval gives you clarity and confidence. I’ll compare lenders, explain your options, and help secure a pre-approval that suits your goals and budget.
Step 3: Find Your Property
With your budget locked in, you can attend inspections, bid at auctions, or work with a buyer’s agent, knowing exactly what you can afford.
Step 4: Finalise Your Loan Application
Once you’ve found the right property, I’ll prepare and submit your loan application for formal approval. I’ll manage the lender communication and keep you updated every step of the way.
Step 5: Move to Settlement
After approval, I’ll coordinate with your solicitor or conveyancer, help arrange insurance, and make sure everything’s ready for settlement day.
Let’s make something amazing together
Geoffrey Whitelock is a credit representative (570779) of Broker ACL Pty Ltd ACN 681 761 375 (Australian Credit Licence 563763). The information provided on this site is on the understanding that it is for illustrative and discussion purposes only. Whilst all care and attention is taken in its preparation and party seeking to rely on its content or otherwise should make their own enquiries and research to ensure its relevance to your specific personal and business requirements and circumstances. Terms, conditions, fees and charges may apply. Normal lending criteria apply. Rates subject to change. Approved applicants only.